Articles

Dreaming of a Peaceful Christmas in Your Stepfamily?

Sunday, December 23, 2012

...or Hanukkah or Kwanzaa? The only way to trim holiday angst is to make new traditions and keep some old.

By Elizabeth Einstein

(This article is re-printed from reMarriage magazine, Fall 08.)

Shortly after the long-needled spruce went up in the family room, the trouble began. The holiday tree was anchored in its stand, but stood bare for several days. Opinions on decorating styles, it seemed, were anchored as well, along traditional family lines. As the arguments swirled over tree decorations, they spilled over into what was the perfect time to open gifts: Christmas Eve or Christmas morning?

What a start to this stepfamily’s first Christmas together! Robert and Liz had married in late fall, and now, just weeks after settling into a new house, the holidays were upon them. He was widowed with four children under 12; she was divorced with two teenage daughters. Although everyone seemed excited about the new family they were building, the stress created from so many changes was mounting.

Now they were staring straight at their differences, about how holidays were to be celebrated—and especially how a decorated tree was supposed to look. In a Solomon-like moment, the family decided to divide the tree into two sections, with each group doing their “traditional” things.

That first stepfamily holiday decision became a family legend that still elicits laughter every time they tell it. Over the years, as they began to feel more like a family, all the members made a commitment to compromise. Rather than a his and hers concoction, this stepfamily created their first ours tree—complete with all the sentimental items and new acquisitions.

Because Robert’s older two children remained tied to stringing popcorn and cranberries and his younger ones insisted on making colorful paper chains as they always had, those old-fashioned decorations festooned their side, Liz and her daughters wouldn’t hear of not using the beautiful ornaments they had collected from their travels. Each shiny globe evoked happy memories for them. And a new tradition emerged: selecting that one special ornament during a family vacation. Because the children had to negotiate which one to buy, their compromises reflected forward steps on their stepfamily journey.

Skirting Holiday Landmines

Memories and traditions are important to all families, but when holidays arrive, remarried families start with several strikes against them. Roots are fragile. Happy memories are fading. Stepfamily members share no common history. Individual traditions may differ vastly and people cling to them for what they represent; giving them up feels like yet another loss. The most important thing is to meet them head on. Acknowledge up front that things are going to be different.

Robert and Liz’s tale is repeated in remarried families everywhere; only the scenarios differ. Add a multi-ethnic remarriage and the learning curve grows. Aunt Nina always expects to have the first night of Hanukkah. Are the stockings hung or laid on the hearth? Where will the Kwanzaa celebration happen? Will Mom let us borrow the unity up (Kikombe cha Umoja) or should we get a new one? Whether adopting a new appreciation for the traditional African celebration of values or celebrating a totally new holiday, each scenario asks the question: What will our new stepfamily values be?

  • The holiday itself. Christmas or Hanukkah? Kwanzaa or Christmas? Both?

  • The Christmas tree. Live or artificial? Cut down, buy one to plant after the holiday, or return to a favorite corner stand?

  • Decorations. New modern menorah or family heirloom? Handmade tablecloth from your grandmom or mine?

  • Dress. Dressy or casual?

  • Food. “What do you mean we’re having turkey? My mom always makes ham decorated with cherries!”

  • Gift and gift-giving. One special expensive item or many smaller gifts? Give to each other or to charity? When do presents get opened? Robert’s younger children always awoke to presents in the morning after Santa’s delivery; Liz’s daughters liked a Christmas Eve ritual so they could sleep in late. Their compromise was opening packages that the mail carrier had delivered in the evening, with Santa’s and the rest on Christmas morning.

Solutions and compromises are there, but working out differences takes advance planning and time. Waiting to open boxes of “his” and “hers” ornaments until it’s time to trim the tree is courting trouble.

Long before the holidays arrive, begin talking about how things were done in former families—and why. “We always used that menorah because it once belonged to our great grandmother in Germany.” Perhaps the decision to get the dreaded artificial tree makes sense when the other side understands it as a green statement—“to save real trees.” Discussions about the emotions behind a tradition can start family members thinking about creative compromises. Sharing traditions, including the ones that still hold warm memories, motivates family members to become more sensitive to each others’ ways and needs. There is no “right” or “wrong,” just raw emotions and long-held beliefs. When it comes to traditions, judging the other way as “wrong” only hurts feelings and hinders stepfamily bonding.

It’s surprising to realize that traditions sometimes are repeated when, in reality, they lost their significance long ago. It might not be so bad to start some new ones.

Visitation Revisited

Pressures are never higher than when discussing who gets the kids during the key holiday moments, whether it’s the annual seder or the Easter Egg hunt. And nowhere does communication become more critical than when clarifying visitation schedules during these supposedly “happy” times.

The already complex family situation is multiplied with remarriage, with stepdads and ex-wives and multiple grandparents all wanting a piece of the action. Imagine this difficult scenario for young children. After sharing Christmas Eve with their mother, Fred awakens his children early because he’s booked them into five 2-hour visits: breakfast at Grandma Helen’s, snack and gifts at Aunt Betty’s, Christmas dinner at Grandma and Grandpa Ellstrom’s house, late afternoon with Fred’s mom before going to supper at Aunt Sarah’s. Is it any surprise that the children are cranky and tired before they even get to the last grandma’s house? By that point, they don’t even care about more presents and have no idea who gave them what loot. They whine and want to go home. All that chaos and they haven’t even had their own stepfamily celebration yet!

Because holidays are emotionally charged, too often what is meant to be a joyful time becomes more terrible than terrific. A better stress-reducing solution would be to plan several celebrations so everyone can truly enjoy each special time. Because December 25 is merely a calendar date, stretching out the festivities can make them more meaningful to everyone.

Although children of divorce deal with many challenges, they aren’t unhappy about all the extra holiday dinners, presents, and attention they get from their new extended family, say researchers. According to the University of Pennsylvania’s Professor Frank F. Furstenberg, Jr., who studied the effects of the extended family on the stepfamily, the key is how well adults handle the situation. Resolving differences with their former spouses and refusing to use the children to settle differences mirror what’s possible in stepfamily living.

Sure, you might have to cook an additional turkey or take another day off, but keeping schedules simple is the secret to a successful holiday.

Looking for Enriching Times

As youngsters travel great distances to be with their other parent, holiday success rests with the adults in both households.

At one end, the children need to be prepared. Acknowledge their feelings and let them know you feel good that they can be with their other parent. Keep any sadness you feel to yourself.

The receiving parent needs to help the children feel comfortable with the transition during this sensitive time. Remember that some children—especially teenagers—would rather be with familiar friends and surroundings. Get them involved in the new experience; avoid treating the kids who don’t live with you year-round as guests. “Hey, Alex, your dad tells me you make great popcorn balls. Would you do that for us while you’re here?” Giving them small responsibilities can make them feel a part of creating the holiday, too—and more a part of your household.

Holidays can be an enriching time for children of remarriage. As youths move between two families, and many travel to new places, stepchildren may meet new people and gain new experiences. Teenager Jenifer says she likes going to her dad’s place in St. John’s the day after Christmas with her dad and stepmother. “It’s cool because one day I am out cross-country skiing with my brothers in New York and the next afternoon I’m out sailing with my dad in the Virgin Islands.” Like Jenifer, who adapted to not being with her mother the entire Christmas week, children can learn to become more adaptable and flexible.

More role models from a greater extended family offer new beliefs, attitudes, and skills. Jenifer’s father recalls how his own creative father loved to paint but couldn’t nail a bird house together. His stepfather’s hobby involved sailing and woodworking. “Learning all that from him led me to become a carpenter and to living on a sailboat. It’s great to have a spare dad,” he says.

For most of us, the holidays are a time of expectations. Unmet ones account for much of the disappointment, sadness, and postholiday depression that people in all families experience. An emphasis on planning ahead and creating realistic holiday expectations will prepare remarried families to receive the gifts the holidays offer. When hopes and dreams are balanced with reality, a joyful exchange of sharing old traditions while making new ones can provide a festive foundation for the stepfamily’s future. And it just might skirt some of those holiday landmines.

Elizabeth Einstein, LMFT, is a nationally known marriage and family therapist. An award-winning author and coauthor of a new teach-out-of the box program, Active Parenting for Stepfamilies, she trains professionals to work more effectively with stepfamilies. She lives in Ithaca, New York.


Splitting Bills with Your Ex

Wednesday, October 10, 2012

How to Approach Your Ex-Spouse for Extra Expenses

Uniforms, costumes for performances, dental bills, out-of-pocket medical expenses… how should divorced couples handle these extra expenses for their children?

Money is a tough issue for marrieds, and it often remains a battleground after the divorce—especially when kids are involved.

Divorce debt is one thing: those debts accrued during the marriage can be worked out in the divorce paperwork.

What we’re talking about are the extras that kids always require, whether it’s new shoes because their feet have outgrown their sneakers yet again, money for a school trip, or weekly spending money.

For the ex-spouse paying child support, they may feel that they are already doing everything they should that’s required of them legally. Child support goes to helping with the expenses related to raising a child—the same as if the biological parents were still together. 

Child support payments are determined through different means, but generally the incomes of both parents are taken into account as well as child care expenses.

But any parent with a school-age child knows, every time you turn around, there is money needed for something.

Parents who receive child support may be hesitant to approach their ex-spouse and ask for any additional money for things they feel are above and beyond child support payments.

On the internet, you can find calculators to help figure out how much it costs to raise a child to the age of 18. The USDA issued their newest figure this year for this measure: a child born in 2011 will cost $235,000 for middle-income parents to raise to age 18. Factors that affect the number include where you live in the country, food, clothing, health care and those ubiquitous “miscellaneous expenses.”

So if you are hesitant in approaching your ex-spouse to help out with some of those “above and beyond” expenses, keep that number in mind as you prepare to ask to split costs.

Here are 3 tips for approaching the subject with your ex-spouse:

1-    Keep track of monthly expenses.

There is a lot of resentment that can come about related to money when ex-spouses talk. Both parents may be struggling separately to stay on top of bills, or the parent paying the child support may feel their hardship is greater because they see that “chunk of money” coming out of their income each month.

It’s important that the parent who receives the child support payments keep track of child-related expenses. Keeping a record isn’t so you can play a game of tit for tat; rather, it is to show that there is a lot that goes into raising your beautiful children, beyond just food on the table and the roof over their head. You are doing your share, too, and the main goal is to provide the best you can—within both parents’ means—for your children.

2-    Ask your ex-spouse for a meeting.

Asking for money from an ex-spouse can be uncomfortable. Keep in mind that your goal is to provide the best you can with the means you have for your children. You can broach the subject with your ex-spouse with something like this: “I wanted to take a little time to discuss some things about the kids with you. Can you give me a half hour of your time this week?”

Then, when you talk, explain that you have been over your expenses, and you have a lot of additional expenses they may not be aware of. Share the record of what types of things you spend on. It’s recommended you don’t start the conversation with, “We need an extra $200 a month…” as this has no explanation attached to it yet and no doubt you will be met with defensiveness.

Take a diplomatic approach, where you are seeking a solution to a problem rather than allowing things to devolve into accusations and acrimony. Ask your ex-spouse if they are able to contribute some to these extras, or if there are extras they feel should be cut. Maybe this isn’t the year that Little Johnny can go out for football. Maybe braces will have to wait for Cindy.  

3-    Consider a mediator.

Some divorced people can’t even be in the same room together let alone have a civil conversation. But if you have children together, the kids come first—ahead of the hurt feelings and history.

Consider going to a mediator to work out any issues that you can’t work out together where the kids are concerned. A skilled mediator can help you reach a solution that benefits your kids—moving you past those emotional roadblocks that might otherwise stifle good solutions.

Let us know…

Have you been in the situation of asking your ex-spouse for help with the extras?

If so, what was their response?

Do you feel that there’s ever enough money each month to cover child-rearing expenses?


A Financial Expert Gives College Funding Tips for Blended Families

Monday, September 24, 2012

Learn the Rules and Plan Early

Finding a way to pay for your children's college education is a challenge for most families whether it’s a "traditional" two-parent household, a single parent household or a household with a blended family.

There are unique opportunities and challenges facing blended families, which we will go over in a minute. First, remember these three things that apply to all families:

1) College expense planning must always be considered in the context of overall family financial planning. College can be very expensive. Families have debts to pay, savings’ needs, and everyday expenses, and few have enough money to do everything all at the same time. Work the numbers and decide how much you can afford.

2) Parental needs should always trump college funding needs. There are many ways to pay for college but the only way most people can pay for retirement is to save, save, save.

3) Debt for college funding should be minimized if not eliminated all together.

2 Main Types of Financial Aid

There are two types of formal financial aid. There is Federal financial aid, which can come in the form of grants and subsidized loans. Other financial aid may be available through the college itself in the form of grants, loans, and scholarships, and is called "Institutional" financial aid.

Filling out the free application for Federal Student Aid or FAFSA form gets the financial aid process started. This form is available from the Department of Education and it must be filed annually with the school where the student intends to enroll. Each school and state has its own filing deadline so be sure to submit your form on time. It is always a good idea to submit it as soon as possible after January 1st of each year because many needs-based grants are offered on a first come, first served basis

Blended Family Considerations for Financial Aid

There are rules and formulas that apply to federal financial aid and this is where it gets interesting for blended families.

One of the elements that determine how much aid your student will get is the EFC (Expected Family Contribution). The EFC is calculated in accordance with the parents’ and student’s income and resources. Generally, students qualify for more aid as the EFC goes lower. The key to determining parental income and resources for children of divorced parents is with whom the child spent the most time during the previous twelve months. It does not matter who pays child support or who gets to take the child as a tax deduction. What matters is where the child lived. Let’s look at an example:

Mom and Dad divorce. They have one child who lives with Mom. Dad pays child support and has weekend custody. Whether by decree or agreement, Dad’s going to pay for college costs. Dad is a relatively low-earning teacher who remarries a divorced waitress with three children of her own who live with her. Her former husband is in prison. Mom remarries the CEO of a Fortune 500 company, a self-made multi-millionaire who has never been married and thinks children should pay their own way through school like he did.  Dad applies for financial aid thinking this is going to be a slam dunk because let’s  face it, he’s broke. Imagine his surprise when his child qualifies for no federal aid because the household in which the child lives is filthy rich!

In this example, Dad would be smart to have his child apply for “Institutional” aid through the college. On the surface, the child would not qualify, but most institutions have an appeal process where a respectful and well-worded letter may provide some relief.

How could this have been avoided? Actually, it would have been pretty easy. The child was already spending 104 days a year with Dad. Just 79 more and Dad’s household would be the household of record.

There are other blended family issues as well. For example, let’s assume that the child lives with Dad but Mom’s new husband wants to help pay for school. Will this cause the child to be turned down for aid? No, but stepdad’s money “gift” needs to be reported as the child’s asset, making the child richer and reducing the need for aid.   

The point is, you need to know the rules and you need to make a plan long before it becomes a crisis. Most parents, divorced or not, want to do what’s best for their children and like all money issues, communication is the key. 

     

Frank Boucher, CEBS, CFP® is the owner of Boucher Financial Planning Services in Reston, Virginia.  


Stepparents, the Kids, Blending Families – and School

Tuesday, September 18, 2012

Former School Counselor Pat Bubash Shares Her Unique Perspective

RemarriageWorks spoke with Pat Bubash, author of Successful Second Marriages and a now retired school counselor, to get the inside scoop on stepfamilies from a school counselor’s experience. Pat offers her perspective and some great insight into the challenges of blending a family and how she witnessed first-hand the impact on kids. She also offers some advice on what to expect, and what it may be like from the kids’ perspective.

How does being in a stepfamily make life a little different for students?

That’s one of the reasons I wrote my book. I had an open-door policy in my office. If I didn’t have something scheduled, my door was open. You get a lot of insight when people can just come in as needed. A lot of conversations over the years were with parents or kids or even grandparents when there was a remarriage.

It’s a difficult transition. It’s even difficult when the kid likes the stepparent because the composition of family life becomes different then. If the stepparent has children and they come over, those living in the house have to learn to share – their room, their time. I think that’s one area that has a big impact on kids, and when they find they have to share time with their parent.

There are so many factors involved that make blended marriage so difficult. One of the stories in my book is about one couple who in five years’ time, separated four times. Not because they didn’t love each other, but there were four kids among them and they drove them nuts. The kids didn’t want their parents to be married again – they were quite fine with how things were. Now the kids have moved on, and the couple is very happy.

What would prompt a student to come to you?

An advocate, an ear. I’ve always told kids this: even if they’re coming in to complain about a parent, what was said to me was between us. If they came to say they’re really mad at mom or didn’t like their stepmom or stepdad, it was safe. If they came in and said they were going to hurt somebody – that was different. Kids knew they could come in and tell me whatever was on their mind. It was safe with me and they could trust me. Then, it’s like any of us: you get something off your chest, and then you can go back and deal with it. I felt I had more of a rapport because I knew what it was like from my own experience. I think it made the relationship between my students and myself a closer one.

What would prompt parents to come to you?

Well, thinking I could – again – listen to their frustration and anger. I’ll give you an example. There were two kids, they were really great kids, in elementary school, and their dad was single. He was a very good dad, very involved. He was a lawyer, successful, and they lived with him full time. He met a woman who was a school counselor for their district. He was smitten with her. He’d been so super-involved with his kids, but he now needed time to woo this woman, and the kids’ behavior really changed. They became more difficult, not so pleasant and challenging with him. He came to the office, the only time he came in there, and he said how much he was in love with this woman. I said, “You may be, but it doesn’t mean they are, and you were there first for them.” It didn’t mean the kids were on board.

He was so involved with his kids and there for them, and then trying to have a relationship with this woman – he wasn’t even thinking how it affected them. He thought because he was so happy, everyone should be so happy. Your kids were there first. I tell parents, you are maybe forgetting they have a parent: the person you’re divorced from. They may not be your spouse, but they’re still their parent.

If parents took time to build a friendship first, they had a better chance. I was never quiet about the fact that I was a divorced person, which gives some credibility to what you’re talking about. I think that’s such a big problem with people who want to remarry, and more than half of people who divorce want to remarry. When they find someone again they think “finally” and they want everyone to be happy with that person, too.

It’s different for kids: it’s not their biological parent, and now they have to share you and your time – and sometimes your finances. It’s a lot of being willing to share everything, and I find teenagers are most unhappy about this and they’re in their own world and don’t want to be involved with what’s going on with their parents. They feel the focus should be on them. Little kids are easier: you go out play ball with them, and spend time with them, and they’re young enough to build that rapport. For teenagers, as far as they’re concerned, it’s “my world is the most important world right now.”

We all want somebody, but the kids were there first. And when you put them first, it’s to the detriment of a new relationship. I guess it’s like the couple who separated all those times… if you can wait it out until those kids are out of the house, it’s probably an easier transition and might even be better. Otherwise, it could be a lot of stress on your life. It’s not an easy thing; couples need to talk to a counselor, share the family dynamics and its composition. Understand how kids feel about it rather than how the adults feel about it.

Why would a grandparent approach school counselor?

There are times, more often than not, when their child divorces, especially if it’s a daughter-in-law involved and they don’t get to see the children as much, or even at all. Women are like this more than men: they are so angry at that ex-spouse, they remove their kids from the grandparents. Unfortunately, the grandparents get caught in the middle of it all. I love my mother-in-law – she was the best. I allowed my kids to spend time with her and love her. But that’s not the majority: the animosity, hurt - it’s one way to get back at your spouse by keeping them from those grandparents. It’s hard to recall that these grandparents were part of the kids’ life and need to continue to be. And grandparents need to understand that they need to stay out of that disagreement going on: they have to be uninvolved with what’s going on with the couple. Even with their own kids, they should not take sides. My mother-in-law managed to pull that off, but I know she felt I was the better parent.

I imagine school work is affected. What is your advice to a couple about to blend their family?

They need to not expect their kids to be as in love with this person as they are. And when children are involved, make sure you have family dinners together, but continue to let the biological parent have time with their own kids. If they want to go somewhere with them, don’t think you automatically have to become this family and share. If they only see their kids on weekends, give them time to do something together because they don’t get a lot of time. They need that time with their parent. I really think that’s important.

Don’t expect right off the bat that everything has to be done altogether, that everything has to be shared. I think that’s where resentment really gets built up. For kids not living with their biological parent, they really need that time with their parent. It builds up animosity when it’s not honored. They think the stepparent gets to see their parent all the time, while they’re their child and they don’t, and think ‘how fair is that?’

And when changes are being made, the parents should let the school know. Teachers know when kids are acting different and acting up. They’d come to me and ask me “What’s going on?” If there are any changes in family composition, let the school counselor know: it’s what they’re there for. Counselors are there to help – a resource.


New Stepdads and their Role in the Blended Family

Friday, August 10, 2012

New Stepdads and their Role in the Blended Family

A Candid Look at Expectations, Growth Pains and Success

By Craig Gaspard 

I’ll have to admit that when I became a stepfather, the day I married my wife Terry – in May of 1997 – I really had no idea what I was getting into. I was a stepfather (briefly) for three years in my first marriage. But, I was never a father before, and at the ripe “young” age of 42, I was thinking that I was somehow going to “get by” and become accepted, primarily because I had married their mother. I was in for an awakening, not “rude” mind you but eye-opening nonetheless.

In my mind, “get[ting] by” was being nice, not making waves or expecting too much of Sean, who had just turned 13, and Tracy who was soon going to be 11. But as the weeks turned into months, the challenges of the role became more apparent. Comments like “you’re not my father” served as challenges to any authority I tried to impose, even as innocently as “could you please put this [or that] away.”

For about three years, our newly formed family went through some growing pains that included having our own child Catherine, who, in the beginning, was seen as a threat to take away their mother’s attention.  Holidays, vacations and birthdays seemed to be about one-upmanship. But, even before those three years were up, some helpful changes occurred that helped.

Different from a biological parent, a major thrust of being a stepparent I’ve learned is to be a friend on some level. Not like a school friend, but an adult friend more akin to being a guidance counselor. Inviting my stepson not only to go on summer vacations, but to also share my love of fishing with him helped in the friendship process. It was more challenging to be a friend to my stepdaughter, a naturally shy person. But to attend some of her basketball games and supporting her need for one-on-one time with Terry helped with this. This takes time, years really.

Presenting a united front with Terry supporting my suggestions or requests (if reasonable) was helpful. This did require respect, caring and perhaps love. These latter two are “earned” from the point of view of the stepchild.  Caring and respect are especially important, cannot be rushed, and are granted over time. I think it must take time because as in most relations between unrelated people, trust has to be built. Even though Terry ‘s and my relationship and eventual marriage happened nearly three years after her divorce was finalized, that still is very soon in the eyes of children. Too soon to not be seen as a “competitor” with their father on some level.

Let me end by identifying some key points:

  • Stepparents had best proceed slowly.
  • Just because things went well when you were dating the biological parent, does not ensure things will go smoothly once you’re a committed couple.  A marriage effectively ends any hope of their mother and father reunifying and can reignite those feelings of loss for the children.
  • Take your time in getting to know a stepchild. Rushing it may satisfy your own unmet needs to be liked. Sharing common interests, from sports and arts, can do nothing but help.
  • As much as possible, stay out of interactions between biological parents working out holiday or vacation schedules. And especially, try to be courteous and respectful of the “other parent”, keeping in mind that (likely) neither parent would have chosen having their children live with them part-time.
  • Cooperate with the biological parent living with you, and talk, talk, talk.

 

This article is a reprint of an article posted on Terry Gaspard’s blog on http://movingpastdivorce.com. The author, Craig Gaspard, LICSW, MPA, is a clinical social worker with over 20 years of experience, primarily in the substance abuse treatment and prevention fields. He has also worked in the affordable housing and homeless services and administered a family mediation program. He is beginning anew as a family and divorce mediator in Rhode Island. 



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